Alabama Motorcycle Insurance
Are you looking for low-cost motorcycle insurance in the state of Alabama? Your search ends with MotorcycleInsuranceQuotes.com! Whether you were raised in an Alabama city like Montgomery, Mobile and Tuscaloosa or grew up in the beautiful Alabama countryside one thing every resident of the Yellowhammer state has in common is the desire to save on their motorcycle insurance. With a an easy to use system to help you find the most affordable and dependable motorcycle insurance available, MotorcycleInsuranceQuotes.com allows you to get multiple motorcycle insurance quotes so you can choose the insurance policy that best meets your needs
Why Get Motorcycle Insurance
The state of Alabama is a motorcycle enthusiasts dream. With a mild temperature that allows you to ride almost year-round Alabama motorcycle riders have the ability to be on the highways more often than almost any other state. But with all of this extra riding time comes the added risk of being in a motorcycle accident. This means that a quality motorcycle insurance policy is absolutely essential if you live within the state of Alabama. Fortunately, MotorcycleInsuranceQuotes.com works with several motorcycle insurance companies so you can find a great deal on motorcycle insurance from a company you know and trust.
Alabama Motorcycle License
While having quality motorcycle insurance in the state of Alabama is important, it is just as vital to obtain an Alabama motorcycle license before you attempt to ride your bike. Obtaining an Alabama motorcycle license is fairly simple and involves passing the written exam so the state is confident in your ability to operate a motorcycle and your understanding of Alabama traffic laws. You will also need your certified birth certificate, your social security card and one other form of identification, such as an existing driver's license or military identification.
Minimum Required Coverage
Almost every state in the United States requires a minimum motorcycle insurance policy in order to operate your bike legally on the roadways and Alabama is no different. Whether you ride your motorcycle year round or just during the summer months you will be required to obtain and maintain an Alabama motorcycle insurance policy with a minimum amount of coverage, including:
- Bodily Injury - bodily injury liability coverage protects the drivers of the other vehicle in the event you are in an accident and found to be at fault. Your Alabama motorcycle insurance policy should include a minimum coverage of $20,000 for a single person with a maximum of $40,000 for all injured parties.
- Property Damage - Your Alabama motorcycle insurance policy should also include a minimum of $10,000 in property damage liability coverage for damages to the other vehicle or property.
While it is not required, the state of Alabama also recommends that motorcycle riders include uninsured motorist coverage in the same amount as the minimum liability coverage on your Alabama motorcycle insurance policy to protect you against uninsured or underinsured motorists.
Alabama Helmet Laws
Like most other states in the country Alabama requires that all motorcycle riders and passengers wear an approved motorcycle helmet while riding. Not adhering to Alabama's motorcycle helmet law could result in a fine of $90.
If you are ready to purchase Alabama motorcycle insurance let MotorcycleInsuranceQuotes.com do the work for you. Simply fill out our short questionnaire and we will return with multiple motorcycle insurance quotes so you can choose the Alabama motorcycle insurance policy that best meets your needs. MotorcycleInsuranceQuotes.com - your online source for motorcycle insurance in Alabama and any other state in the country.