Arizona Motorcycle Insurance
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Why Get Motorcycle Insurance
The state of Arizona is a motorcycle enthusiasts dream. The warm desert region offers a gorgeous landscape and allows motorcyclists to ride year round. With all of the extra riding time, however, comes an increased risk of accidents. For this reason, having a quality motorcycle insurance policy is absolutely essential if you live within the state of Arizona. MotorcycleInsuranceQuotes.com has teamed with a variety motorcycle insurance companies to help you find the best deal on motorcycle online.
Arizona Motorcycle License
If having a quality motorcycle insurance policy is important in the state of Arizona, obtaining your motorcycle license is absolutely vital. In Arizona, getting your motorcycle license is fairly simple and involves passing the written exam so the state is confident in your ability to operate on Arizona roadways as well as a motorcycle skills test to prove you have the ability to operate the bike. Arizona offers a graduated licensing for motorcycles and has different fees depending on the age of the rider. Check with the Arizona Department of Motor Vehicles to learn more.
Minimum Required Coverage
To help protect motorcyclists and other drivers on the roadways, the state of Arizona requires all motorcycle riders to obtain a minimum amount of motorcycle insurance. Whether you ride your motorcycle year round or just during the summer months your Arizona motorcycle insurance policy with must include the following coverages:
- Bodily Injury - bodily injury liability coverage protects the drivers of the other vehicle in the event you are in an accident and found to be at fault. Your Arizona motorcycle insurance policy should include a minimum coverage of $15,000 for a single person with a maximum of $30,000 for all injured parties.
- Property Damage - Your Arizona motorcycle insurance policy should also include a minimum of $10,000 in property damage liability coverage for damages to the other vehicle or property.
To help further protect you from monetary harm, the state of Arizona encourages all riders to carry additional uninsured and underinsured motorcycle insurance. This insurance will cover your expenses in the event the other driver does not have insurance and should equal the liability coverages on your policy.
Arizona Helmet Laws
Arizona is fairly lenient on their motorcycle helmet laws and who is required to wear them. The basic law requires that any rider under the age of 18 must wear a protective motorcycle helmet. While not all riders in Arizona are required to wear motorcycle helmets, your motorcycle insurance may be affected, however, so it may be advisable to wear a helmet anyway.
When you are ready to purchase motorcycle insurance in the state of Arizona let MotorcycleInsuranceQuotes.com help you find the best deal. Simply fill out our short questionnaire and we will return with multiple motorcycle insurance quotes so you can choose the Arizona motorcycle insurance policy that best meets your needs. MotorcycleInsuranceQuotes.com - it's easy, it's fast and best of all it's free! Try us today for the best motorcycle insurance deals available.