Motorcycle Insurance Articles
Steps To Take After A Serious Motorcycle Accident
2010-07-24
Even a minor accident on the roadway can leave you shaken, hurt and confused. The stakes are higher when the vehicle you are riding has two wheels instead of four. The stakes rise higher still when the accident is serious. Even the most experienced and road worthy motorcycle operators are at risk for being involved in a serious motorcycle accident, and even the most seasoned professional driver can expect to feel uncertain about what steps to take after being involved in a serious accident. When you have been involved in a serious motorcycle accident, there are some basic steps to take that will ensure the best possible outcome. The first step is preventative: make sure that your motorcycle insurance quotes contain all of the necessary protections that you need to receive comprehensive support from your insurance company in the case of an accident.
The next step is the very first thing you need to do once the motorcycle accident has occurred, and that is to remain calm and seek immediate medical attention. Make sure that the medical team checks you for surface and internal injuries. Describe in detail everything you can remember about the accident to help medical professionals seek out all possible sources of injury, including those that may be less easy to detect.
It is also extremely important after a motorcycle accident to remain at the scene of the accident unless your medical condition demands that you leave to seek medical attention for example. This is especially important in order to obtain an accurate report of what happened for later use. This step will avoid having to defend later what is only hearsay in a court of law. Be sure that a law enforcement officer is called in to document all the facts of the incident accurately and, if possible, locate witnesses who will be willing to testify if it becomes necessary. Also make your own complete notes about everything you can remember while the incident is still fresh in your mind.
The next step to take is to contact your insurance provider to inform them that an accident has occurred. The claims specialist will document everything by asking you a series of questions. Refrain from offering personal opinion but simply recite the facts as you remember them. Be sure to obtain the other party's insurance coverage information and relay this to your insurance company for use in making your claim.
Motorcycle trips can be an adventure and a joy in the best of times, but when gathering motorcycle insurance quotes it is important to keep in mind that you may one day need to use your policy in the case of a serious motorcycle accident.