California Motorcycle Insurance
Imagine cruising up and down the California coast on your motorcycle - the wind in your face, ocean in full view and the warm California sun at your back. If you are a resident of the Golden State and own a motorcycle - whether it is a cruiser or sport bike - the one thing that you don't want to ride without is a quality motorcycle insurance policy. If you have been searching for affordable California motorcycle insurance your search ends with MotorcycleInsuranceQuotes.com. We are dedicated to providing California residents with multiple low-cost insurance quotes so they can choose the motorcycle insurance that is right for them.
Riding Motorcycles in California
If you are new to the great experience of riding motorcycles you may be wondering what you need to operate your new motorcycle both safely and legally in the state of California. Along with a motorcycle insurance policy that meets the state minimum coverages you will also need:
- California Motorcycle License - Obtaining a California motorcycle license is a little different than in other states. No matter what age you are - whether under 18 or 81 - all riders must first obtain a motorcycle learner's permit. After a specified time, you can then obtain your California motorcycle license in one of two ways. You can either complete a state certified motorcycle training course and drop off the certificate or schedule a motorcycle driving test at the Department of Motor Vehicles.
- Motorcycle Helmet - Another thing you will need to legally ride your motorcycle in the state of California is a motorcycle helmet that meets the Department of Transportation specifications. In fact, all motorcycle riders as well as any passengers are required by law to wear approved motorcycle helmets while riding.
California Motorcycle Insurance Minimums
While the state of California requires all riders to have a motorcycle insurance policy to ride in the state of California, the minimum liability coverages are less than in most other states. To stay legal while you cruise on your bike in California, be sure to have a minimum of:
- 15/30 Bodily Injury Liability - This means that to help protect injured parties when you are found to be at fault in an accident you must have a minimum of $15,000 in coverage for one person and $30,000 for all injured parties to cover medical expenses.
- Property Damage Liability - While bodily injury covers injured people, property damage liability protects the property of others, such as their vehicle, buildings or mailboxes. California requires a minimum of $5,000 in property damage liability for motorcycles.
At MotorcycleInsuranceQuotes.com we know that whether you are from Los Angeles, Sacramento or the hills of San Francisco there is no better place to ride than sunny California. When you need motorcycle insurance that is affordable and reliable let us help you find multiple insurance quotes from reputable motorcycle insurance companies that will be there when you need them the most.