Georgia Motorcycle Insurance
From the beautiful Blue Ridge Mountains in the northern part of the state to the sub-tropical climates in the southern part that allow for year round riding, the state of Georgia has everything to offer the motorcycle enthusiast. Whether you like to cruise the Georgia countryside or ride through the city streets of Atlanta with your crew having a quality motorcycle insurance policy is vital to protecting yourself and other drivers on the Georgia roadways. Fortunately, MotorcycleInsuranceQuotes.com has made it easier than ever to find affordable and reliable motorcycle insurance in Georgia.
Do I need a Georgia Motorcycle Insurance Policy?
If you ride a motorcycle and live in the state of Georgia the easy answer is absolutely! Georgia is one of the most traveled states in the country, meaning that at any time of year and any time of day there are millions of vehicles on the Georgia roads. This means that the chances of getting into an accident on your motorcycle are much greater. A quality Georgia motorcycle insurance policy will offer financial protection for yourself in the unfortunate event you are in an accident. Need another reason to obtain motorcycle insurance in Georgia? It's the law.
Will Any Motorcycle Insurance Coverage Do?
Not necessarily. Like almost every other state in the country, Georgia requires all vehicle owners to have a minimum amount of liability coverage on their motorcycle insurance policy. In fact, the Georgia minimum insurance requirements are higher than most other states. These minimum insurance coverages include:
- Bodily Injury Liability - Designed to pay for medical expenses for the parties in the other vehicle if you are at fault during an accident, the state of Georgia requires all drivers to have a minimum of $25,000 to cover one person with $50,000 for all injured parties.
- Property Damage Liability - This type of coverage pays for damages to any property when you are found to be at fault, including the other vehicle and buildings. Georgia requires $25,000 in coverage for property damages.
Though not required, the state of Georgia also recommends that all drivers, whether they drive a car, truck or motorcycle obtain uninsured motorist coverage equal to the personal liability coverage. UM coverage helps pay for medical damages and lost wages if the other person is uninsured or underinsured.
Do I Need Anything Else to Ride a Motorcycle in Georgia?
Along with a Georgia motorcycle insurance policy that meets the state minimum required coverages, all riders must also obtain a motorcycle license before they can ride in the state of Georgia. To earn your motorcycle endorsement you must pas both a written and riding skills test and pay all required fees. Along with your license, every motorcycle rider and passenger must wear an approved motorcycle helmet at all times.
It doesn't matter where you live in the state of Georgia, what you ride or how long you've been riding, when you need affordable motorcycle insurance MotorcycleInsuranceQuotes.com is you online source for the lowest rates from the best insurance companies available. Simply fill out our questionnaire and let MotorcycleInsuranceQuotes.com help you find the Georgia motorcycle insurance policy that is right for you.