Idaho Motorcycle Insurance
Located in the Pacific Northwest, the state of Idaho offers motorcycle enthusiasts some of the most beautiful roadways in the country for their travels. Whether you are cruising the city streets of the capital city of Boise or riding through the rugged mountains and Hells Canyon, the one thing every resident of the Gem State needs while operating their motorcycle is quality motorcycle insurance. MotorcycleInsuranceQuotes.com knows how important an Idaho motorcycle insurance policy is and that is why we have made it easier than ever to get multiple low-cost insurance quotes online.
Idaho Motorcycle License
Along with a motorcycle insurance policy, the only thing every other rider in the state of Idaho needs before jumping on their motorcycle is an Idaho motorcycle license. Obtaining a motorcycle license in Idaho or any other state is important not only because it is the law but it also proves that you have an understanding of the state road laws and how to safely operate your bike. To obtain a motorcycle license in Idaho every rider under the age of 21 is required to complete and pass the Idaho STAR training program. Even of you are over the age of 21, all potential riders must take the written test, road skills test and pay all applicable fees.
Idaho Helmet Laws
Another thing you should have before riding your motorcycle in Idaho, or any other state for that matter, is an approved motorcycle helmet. While Idaho only requires riders and passengers 18 years of age and younger to wear a helmet at all times, many insurance companies offer discounts for safe riders who wear their helmet. The motorcycle helmet needs to meet Idaho safety standards. To learn more about these standards contact the Idaho Department of Motor Vehicles.
Minimum Idaho Insurance
So how much motorcycle insurance coverage do you need to legally own a motorcycle in the state of Idaho? Idaho, like almost every other state in the country has set a minimum amount of liability coverages to help pay for damages and injuries to other people's property. The Idaho minimum liability coverages include:
- Bodily Injury - To help pay for medical expenses for the other parties, Idaho requires a minimum of $25,000 per person and $50,000 for all persons in bodily injury liability.
- Property Damage - To help pay for damage and destruction of property such as signs, the other vehicle and buildings Idaho requires a minimum of $15,000 in property damage liability.
It is important to note that these are minimum coverages and to help protect your motorcycle investment and your finances you should obtain Idaho motorcycle insurance that exceeds these minimum required coverages. Idaho also offers optional uninsured and underinsured motorist insurance to cover damages when the other driver is not properly insured.
When you are ready to purchase an Idaho motorcycle insurance policy let MotorcycleInsuranceQuotes.com help you find it. Simply fill out our motorcycle insurance questionnaire and we will return with multiple affordable insurance quotes from reputable companies that specialize in motorcycle insurance. Finding motorcycle insurance in Idaho has never been easier!