Kansas Motorcycle Insurance
Located in the Midwestern region of the United States, Kansas is a gorgeous state with open prairies for the true feeling of freedom while riding and larger cities like Wichita, Overland Park and Kansas City for cruising the hot spots with your friends. No matter where you ride your motorcycle in the state of Kansas the one thing you absolutely must have is a quality motorcycle insurance policy. Fortunately, MotorcycleInsurancequotes.com has streamlined the process of finding affordable and reliable motorcycle insurance so you can find the insurance policy that best meets your needs and get back on the road where you belong.
Kansas Insurance Minimums
To help protect operators of motor vehicles on their roadways, the state of Kansas requires all motorcycle riders, as well as owners of other motor vehicles to obtain an insurance policy that meets the state required minimums. It is important to note that the state required minimums are only designed to pay for damages to the other vehicle so if you want to protect your motorcycle investment you should obtain better than the required coverages. In the state of Kansas, the motorcycle insurance minimums are:
- Bodily Injury - To help pay for the medical expenses of other parties when you are found to be at fault in a collision the state of Kansas requires a minimum of $25,000 per person and $50,000 for all persons in bodily injury liability coverage.
- Property Damage - Along with protection for medical expenses, the state of Kansas also requires all motorcycle riders to have a minimum of $10,000 in property damage liability to pay for damage and destruction of property such as the other vehicle and buildings.
In the state of Kansas, all drivers must also have a minimum amount of Personal Injury Protection. However, motorcycle riders are not required to have this protection and the rejection must be made in writing.
Operating a Motorcycle in Kansas
Along with your Kansas motorcycle insurance policy there are a couple of other requirements if you want to ride a motorcycle while living within the state. Before putting rubber to the pavement the first thing you need to do is obtain a Kansas motorcycle license. To get your Kansas motorcycle license you must present the proper id and pass the vision test, written test and motorcycle skills test along with paying the applicable fees. In lieu of the riding test, you may also present the completion certificate for a motorcycle rider's education course.
Motorcycle helmets are also a requirement for some riders in the state of Kansas. If you are under the age of 18 you must wear an approved motorcycle helmet whether you are a rider or passenger on the motorcycle. However, every rider must wear proper eye protection at all times if your motorcycle is not equipped with a protective windshield. This eye protection can include shatter proof eyeglasses, goggles or a transparent face shield.
If you are ready to purchase motorcycle insurance in the state of Kansas let MotorcycleInsuranceQuotes.com do the work for you. Simply fill out our questionnaire and we will return with multiple low cost insurance quotes from reputable motorcycle insurance companies so you can choose the insurance policy that best meets your needs and get your motorcycle on the Kansas roadways where it belongs.