Kentucky Motorcycle Insurance
Whether you like cruising through the streets of Louisville or riding your motorcycle around the beautiful bluegrass prairies or even Mammoth Cave state park, Kentucky is a great place to own a motorcycle. It doesn't matter where in the state of Kentucky you are or what type of bike your ride, the one thing every Kentucky motorcycle enthusiast has in common is the need for affordable and reliable motorcycle insurance. MotorcycleInsuranceQuotes.com understands this need and that is why we have developed a system that will help all riders find affordable motorcycle insurance in Kentucky or any other state in the country.
Kentucky Helmet Laws
Like most other states in the US, the Bluegrass State of Kentucky requires some riders to wear an approved motorcycle helmet while operating their motorcycle. According to Kentucky state law, every rider and passenger under the age of 21, as well as any rider who is operating with a motorcycle permit or has had their motorcycle license less than a year, must wear a motorcycle helmet that has been approved by the Secretary of Transportation. While not all riders are required to wear a helmet, it is important to note that all riders, regardless of age, must wear protective eyewear while operating a motorcycle in the state of Kentucky.
Kentucky Motorcycle Insurance
While the state of Kentucky does require all motorcycle owners to have a motorcycle insurance policy, the state laws are a little different than in other states. While most states require all motorcycle riders to have what is considered a split limit policy, Kentucky offers the option of a single limit policy.
- Split Limit Policies - The minimum state requirements for split limit coverage in the state of Kentucky are bodily injury protection in the amount of $25,000 for one person and $50,000 for all injured parties as well as $10,000 in property damage liability when you are found at fault in an accident.
- Single Limit Policies - Single limit policies are designed to have “single limit” for all damages whether they are bodily injury or property damages. In the state of Kentucky, the minimum required coverage in a single limit policy is $60,000.
No matter which type of motorcycle insurance policy you choose the important thing is that you have a Kentucky motorcycle insurance policy. In fact, it may be wise to obtain better than minimum coverages as these coverages will not pay for damages to your vehicle or your medical expenses.
When you are ready to get your motorcycle on the road let MotorcycleInsuranceQuotes.com help you find the Kentucky motorcycle insurance policy that meets both your needs and your budget. Our partner insurance companies are the best available and specialize in motorcycle insurance so you can rest assured that they will be there when you need them the most. Simply fill out our questionnaire and MotorcycleInsuranceQuotes.com will search the Internet for the most affordable Kentucky motorcycle insurance policies available. Then the choice is yours. Just pick the policy that works for you and get ready to hit the road on your next great motorcycle adventure.