Maine Motorcycle Insurance
Are you a motorcycle enthusiast in the state of Maine? Would you like to save as much as possible on your motorcycle insurance? If you answered yes to both of these questions MotorcycleInsuranceQuotes.com is the answer. We know that whether you like to cruise through Maine cities like Augusta and Maine or would rather ride the Maine countryside with your friends the one thing every motorcycle rider can agree on is the need for affordable and reliable motorcycle insurance.
Getting your Maine Motorcycle License
Whether you ride a full dress cruiser or a turbo-charged sports bike the first thing you will need to acquire to operate a motorcycle in Maine is a Maine motorcycle license. Before you get your motorcycle license you must first pass the written examination for your motorcycle permit. After you have acquired your permit you can either practice with licensed riders and then take the road skills test or pass a nationally certified motorcycle safety course. The choice is yours.
Maine Motorcycle Insurance Minimums
If you ride a motorcycle in the state of Maine you need to be prepared to pay a little more for your motorcycle insurance policy. This is because the state of Maine has higher required minimum coverages for all motor vehicles. Currently, the minimum insurance requirements include:
- Bodily Injury Liability - In the state of Maine, all owners of motor vehicles are required to purchase bodily injury protection to cover the medical expenses of the driver and passengers of the other vehicle. The minimum required coverage is $50,000 per person and $100,000 for all persons injured during an accident.
- Property Damage Liability - To help pay for damages to personal property, including the other persons vehicle as well as signs and buildings, the state of Maine requires a minimum of $25,000 in property damage liability.
While these are the state minimum coverages in Maine it should be noted that with the rising costs of medical care this still may not be enough. For this reason you may wish to purchase a motorcycle insurance policy greater than what is required as well as coverage for yourself and your bike in the event it is damaged or stolen.
Maine Helmet Laws
The motorcycle helmet laws in the state of Maine are very lenient. This doesn't mean that you should not wear a helmet while operating a motorcycle, however. Studies have shown that wearing the proper safety attire, including an approved motorcycle helmet reduces the risk of injury or death in the event you are in an accident. If you have had your motorcycle license less than a year or are under the age of 15 and are a passenger you absolutely must wear a DOT approved helmet.
It doesn't matter what kind of bike you ride or where you ride it, having quality motorcycle insurance is essential to your safe riding practices. MotorcycleInsuranceQuotes.com understands this and that is why we offer an easy way to find multiple low cost insurance quotes in the state of Maine and anywhere else in the country. Simply fill out our questionnaire, choose the low-cost quote that is right for you and get back on the road where you belong.