Maryland Motorcycle Insurance
Home to 5.7 million people, the state of Maryland is located by the nation's capital of Washington DC and is home to some of the most traveled roads in the country. For this reason, the chances of being involved in a motorcycle accident are higher than in other areas of the country. This means that purchasing a quality and affordable motorcycle insurance policy is an absolute necessity. MotorcycleInsuranceQuotes.com is dedicated to helping residents of the Old Line State find affordable motorcycle insurance from reputable insurance companies that will be there when they need them the most.
Who Needs Maryland Motorcycle Insurance
You and every other rider living within the state of Maryland, that's who. In fact, like almost every other state in the country Maryland has a minimum amount of required coverage that every single driver living within the state must have at all times. These minimum coverages are required to help pay for damages and injuries to the other parties when you are found to be at fault during an accident and include:
- Property Damage Liability - This type of coverage pays for damages to the other party's vehicle as well as buildings and signs that may be damage. Maryland requires a minimum of $15,000 in property damage liability coverage.
- Bodily Injury Liability - This type of coverage pays for medical expenses due to injuries from an accident that the other party suffers when you are found to be at fault. Maryland requires $20,000 for a single person and $40,000 for all persons in bodily injury liability coverage.
While these are the minimum required insurance coverages for the state of Maryland it is advisable to purchase a policy that exceeds these coverages. In fact, if you have a loan out on you motorcycle you may be required by the lender to have full coverage to pay for damages to your motorcycle as well as damages from vandalism and even theft.
Maryland Motorcycle License
The process involved in obtaining a motorcycle license in the state of Maryland is almost like an obstacle course. If you are at least 18 years of age and living within the state you can either take a motorcycle safety course to bypass the decathlon or complete a series of tests, including a vision test, road sign and marker identification test, the written exam and a motorcycle skills road test. Whichever way you decide to obtain your Maryland motorcycle license, once you receive it the feeling of freedom you get from cruising the Maryland highways on your bike is well worth the effort.
Maryland Helmet Laws
Just as strict in the area of motorcycle safety as they are in the area of motorcycle licensing, the state of Maryland requires all riders and passengers of motorcycles, regardless of age or riding experience to wear both a motorcycle helmet that meets the standards of the Maryland Administrator of Transportation along with eye protection, such as goggles, safety glasses or a windshield.
After you have obtained your Maryland motorcycle license and purchased your bike there is only one more thing to do. You need to purchase quality Maryland motorcycle insurance. MotorcycleInsuranceQuotes.com has made the process easier than ever. Simply fill out our questionnaire and then choose the low-cost motorcycle insurance policy that meets both your needs and your budget. Getting motorcycle insurance has never been easier!