Massachusetts Motorcycle Insurance
Home to the Boston Red Sox, the Kennedy's and tons of American history, the state of Massachusetts is a great place for anyone - even motorcycle enthusiasts. Whether you want to navigate the tightly woven streets of Boston or cruise the Massachusetts countryside, the Bay State offers something for every rider. MotorcycleInsuranceQuotes.com knows that Massachusetts residents love to ride and that is why we have made finding affordable and reliable motorcycle insurance easier than ever before.
Massachusetts Motorcycle Insurance
It doesn't matter where you live in the state of Massachusetts or whether you ride a full dress cruiser or a hopped-up sport bike, the one thing every motorcycle rider needs besides a license is a motorcycle insurance policy that meets the minimum coverage requirements for the state of Massachusetts. The current minimum required coverages include:
- Bodily Injury Liability - This type of insurance coverage helps pay for medical expenses for the other party when you are found to be at fault in an accident. Massachusetts requires a minimum of $20,000 in coverage for a single person and $40,000 for all persons.
- Property Damage Liability - This type of coverage pays for damages to the other person's vehicle or other property, such as road signs and buildings. Massachusetts requires a minimum of $5,000 in property damage liability coverage.
- Personal Injury Protection - Because Massachusetts is a no-fault state, meaning that and injured person can only sue if medical expenses exceed $2,000 the state also requires all motor vehicle owners to carry $8,000 in personal injury protection.
The state of Massachusetts also recommends that all motorcycle owners purchase uninsured and underinsured motorist protection equal to the minimum liability coverages to help pay for your expenses if the other driver does not have adequate insurance coverage.
Massachusetts Helmet Laws
Like many other states in the country, the state of Massachusetts requires that all riders and passengers of motorcycles, regardless of age and experience, wear an approved motorcycle helmet at all times while operating a motorcycle within the state.
Massachusetts Motorcycle License
Unlike many other states that require motorcycle riders to obtain a learner's permit, the state of Massachusetts allows permit riders after taking the written examination to ride alone during daylight hours. After gaining some experience you can then take the motorcycle road skills test to obtain you Massachusetts motorcycle endorsement and ride during the nighttime hours. There is currently a $40 fee for your motorcycle endorsement and it is good for 5 year.
If you are ready to hit the road on your motorcycle let MotorcycleInsuranceQuotes.com help you find a Massachusetts motorcycle insurance policy that meets your needs and your budget. Simply fill out our questionnaire and then choose from multiple low-cost insurance quotes. Getting quality motorcycle insurance in Massachusetts has never been easier!