Missouri Motorcycle Insurance
Located in the central part of the country the state of Missouri is one of the most visited states in the US. It is also one of the most enjoyable states to ride on a motorcycle. Whether you like cruising the city streets of Saint Louis in the east and Kansas City in the west or would rather ride down to the Ozark Mountains in the southern part of the state the one thing you have in common with every other motorcycle enthusiast in the state of Missouri is the need for quality, reliable motorcycle insurance coverage. This is where MotorcycleInsuranceQuotes.com can help. Our easy to use system allows you to find multiple low-cost insurance quotes so you can get back on the Missouri roadways where you belong.
Missouri Minimum Insurance Requirements
While the state of Missouri may be a motorcycle enthusiasts dream come true, one accident can turn that dream into a nightmare. This is why every motorcycle owner needs a reliable Missouri insurance policy that at the very least meets the required minimum coverages. Currently, the state of Missouri requires the following coverages:
- 25/50 Bodily Injury - This part of your insurance policy helps cover medical expenses for the occupants of the other vehicle if you are found to be at fault during a collision. The minimum required coverages are $25,000 for a single person and $50,000 for all occupants of the other vehicle.
- $10,000 Property Damage - During an accident there is usually a lot more damage than bodily injury. For this reason the state of Missouri also requires all vehicle owners to have a minimum of $10,000 in property damage liability coverage to pay for damages.
While these are the minimum required coverages according to the state of Missouri it is important to note that the high cost of medical expenses could easily max out your minimum coverages. For this reason it may be wise to have an insurance policy greater than the minimum coverages as well as protection for your own vehicle and medical expenses.
Missouri Helmet Laws
To help add to the safety of its motorcyclists, the state f Missouri requires all riders, including passengers, to wear a motorcycle helmet whenever the bike is in motion. The motorcycle helmet is required to meet the standards set forth by the Missouri Director of Motor Vehicles. If you would like more information on what these standards are you should contact the office of the director before purchasing a motorcycle helmet.
If you live in the state of Missouri and want to hit the road on your new motorcycle be sure you are protected with adequate motorcycle insurance. With MotorcycleInsuranceQuotes.com finding a motorcycle insurance policy that is reliable and affordable has never been easier. Simply fill out our questionnaire and let MotorcycleInsuranceQuotes.com bring you multiple low cost quotes so you can choose the motorcycle insurance policy that meets both your needs and your budget.